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The public owes the money. πŸ’°
The public owes obedience. πŸš”
The police owe β€œthe public” collectively. πŸ“œ
But the individual can still be denied protection. πŸ€‘βš–οΈ

And this operates inside a largely disarmed population?

So the state monopolizes force, restricts your ability to defend yourself, compels you to fund its armed agents, then preserves their discretion to decline service.

That is not protection.

That is a protection monopoly with no service guarantee. πŸ‡¨πŸ‡¦